Surviving Middle Class via Real Estate Investing & HMOs

The economy is simply tough. It might feel good for many to envision themselves at least in the middle class. However the middle class is having a hard time to survive in these economic times. Banks do not pay any interest and is our money really safe with the banks today. Do you remember Northern Rock? Rock…was more like a grain of sand blowing in the wind. Unfortunately for many, middle class just means alot of debt. A LOT of debt. And you work a LOT. You may have some cool stuff, a five or even six-figure income — though you probably don’t have a lot left over after all the bills.

Ask yourself the following questions:

• What’s your net worth?
• How much surplus income do you have each month?
• How set are you for retirement?

Not to be pessimistic, however the reality and the bad news is that it is going to get a lot worse for many who consider themselves middle class. Money seems to go like water. At least in our house it does and we try to live below our means in order to buy more real estate. In order to not just survive if you have a couple of kids you no longer need to shoot for 120k a year — “In reality, you need to become a millionaire.” That’s the new middle class. Everything costs so much. I have sticker shock when I go to the grocery even though I make a very comfortable living through our refurbishing and our rental portfolio.

Real estate is only one of the few ways that I know available to virtually everyone to change this reality in their lives for the better is real estate. Use real estate to build wealth and passive income. Real estate leverages the market, other people’s time and expertise, and can effectively bend time and money to your benefit. We use JV partners knowledge and money as we scurry for amazing property deals around the Greater Manchester area.

There are many ways to get started in real estate. Choose one. Get going. Because time isn’t going to wait for you. Personally I suggest HMOs. HMOs are much more lucrative than basic buy to lets.

Get started and protect your family!